Lakeview Bank’s customers have access to a full array of competitively priced products and services designed to help them meet their personal financial goals. From the youngster just learning how to save to the most sophisticated investor, Lakeview Bank provides a wide variety of deposit accounts to meet your needs.
| Accounts | For Customers Under 18 Years of Age | Basic Savings with Interest | Savings with Tiered Interest | Savings for Those with High Deductible Medical Plans |
|---|---|---|---|---|
| Minimum Balance | None | $100 | $2,500 | $2,500 |
| Monthly Fees | None | $4 if Balance Falls Below Minimum | $10 if Balance Falls Below Minimum | $2 if Balance Falls Below $500; $1 if Balance Falls Below $500-$2,500 |
| ATM Fees | Free at Lakeview Bank & Money Pass™ ATMs | Free at Lakeview Bank & Money Pass™ ATMs | Free at Lakeview Bank & Money Pass™ ATMs | Not Available |
| Interest | Compounded Monthly | Compounded Monthly | Tiered; Compounded Monthly | Tiered; Compounded Monthly |
| Debit Items | Six Free $1.00 for Each Additional | Six Free $1.00 for Each Additional | Six Free $2.00 for Each Additional | Unlimited Free |
| Other Benefits | Free eStatements | Free eStatements | Check Writing Free eStatements |
Check Writing; Debit Card Free eStatements |
A minimum opening deposit of $100.00 is required for all accounts.
The Future Savers Account requires a $25.00 minimum opening deposit.
The Future Savers Account requires a $25.00 minimum opening deposit.
Future Savers Account
At Lakeview Bank, kids are important! This account is for savers up to 18 years old and features no monthly fees or minimum balance requirement after an initial deposit.
- Minimum Opening Deposit: $25
- Minimum Balance: none
- Monthly Fees: none
- ATM Fees: free at Lakeview Bank
- Interest: compounded monthly
- Withdrawals: 6 free per month*; $1.00 for each additional
Savers Account
A basic statement savings account featuring no monthly fee with a minimum balance and market interest rates. Available funds are easily accessible (subject to Regulation*).
- Minimum Opening Deposit: $100
- Minimum Balance: $100
- Monthly Fees: $4 if balance falls below minimum
- ATM Fees: free at Lakeview Bank
- Interest: compounded monthly
- Withdrawals: 6 free per month*; $1.00 for each additional
Health Savings Account
A checking account with tiered interest accessible by check or debit card for those that have high deductible medical plans.
- Minimum Opening Deposit: $100
- Minimum Balance: $2,500
- Account Set-up Fee: $20
- Monthly Fees:
- $2 if balance is below $500
- $1 if balance is between $500 and $2,500
- Interest: tiered; compounded monthly
Investor Account
A money market account that offers tiered, competitive interest rates. The higher the balance in the account, the higher the interest rate paid. The funds are liquid (subject to Regulation*) and can be accessed with check writing privileges, eBanking transfers, or unlimited in-person withdrawals at Lakeview Bank.
- Minimum Opening Deposit: $100
- Minimum Balance: $2,500
- Monthly Fees: $10 if balance falls below minimum
- ATM Fees: free at Lakeview Bank
- Interest: tiered; compounded monthly
- Withdrawals: unlimited free in person or at ATM*
- Check Writing Capabilities*
Certificates of Deposit (CD)
When immediate access to funds is not required, a Lakeview Bank CD may be an attractive alternative. With investment periods ranging from 3 months to 60 months, Lakeview Bank CD’s maximize return and guarantee the rate during the life of the CD—all with the added security of FDIC insurance.
*Federal Regulation limits preauthorized or automatic transfers from a money market or savings account are limited to 6 per month (calendar or statement cycle) by check, draft, debit card, or other payment order to a 3rd party as well as transfers out by telephone, Internet, or through an automated clearing house (ACH).
Interested in an account?
Send us an inquiry below to start the account opening process.
Have Questions?
Please feel free to contact us at 952.892.9700 or fill out our Contact Us form for further information.
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